eGIRO (Direct Debit)

Get paid on time, every time with eGIRO (Direct Debit)

eGIRO (Direct Debit) pulls funds straight from your customers’ bank accounts—ideal for subscription fees, utility bills, loan repayments, or any recurring charge.

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Problems we solve

Integrating eGIRO on your own isn’t a weekend project. If you choose to DIY, you will face:

4–6 months onboarding time per bank

Every institution has its own checklist and go‑live windows

Complex onboarding

You must register on the BCS portal (portal.eddanow.sg/edda), submit paperwork, and wait for approval.

UAT & LV testing

Mandatory sandbox and live‑verification cycles take weeks.

Cert management

You handle certificate generation, rotation, and expiry monitoring.

Up to 13 separate APIs

BCS exposes multiple endpoints for authorise, cancel, query, status, recall, and more—each with unique payloads

Acme collapses all of that into a single project run by our experts—so you launch in 4–6 weeks instead of half a year.

Two ways to launch eGIRO

Choose the approach that fits your needs and timeline

API Integration

Most Suitable For:

Companies that have engineering bandwidth

Natively embed eGiro into your own product flow

What Acme Delivers:

Streamlined REST API that combines all 13 BCS endpoints into a single flow (authorise, cancel, query, etc.)

Implementation service to help you coordinate and manage paperwork between your bank and BCS

Delivery Time

4 to 6 weeks

vs DIY

4 to 6 months

Branded Webpage

Most Suitable For:

Companies that want to start collecting without touching code and without requirement any IT effort.

What Acme Delivers:

Designs and hosts a white label eGIRO page with your logo, colours, and terms.

URL (or a QR code) for customers to sign up

Delivery Time

4 to 6 weeks

vs DIY

4 to 6 months

Why business use eGIRO (Direct Debit) via Acme

Go Live Fast

Launch in 4–6 weeks—far quicker than building in‑house.

No Chargebacks

Direct Debit pulls funds with finality—no dispute fees.

Money Straight to You

Funds settle directly in your account; Acme never touches your money.

Secure by Design

ISO 27001‑certified, encrypted end‑to‑end, full audit trails.

Even before we did any marketing, we saw a lot of organic adoption for eGIRO since we introduced this new, instant method of collections. 50% of new adopters were from customers who have never used eGIRO before.

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