Collect via PayNow (Direct to Bank Account)
Start with the rails your customers already trust: PayNow QR and PayLah wallet in Singapore directly to your bank account.
When you’re ready to go regional, flip a switch to accept FPX & DuitNow (Malaysia), FPS (Hong Kong) and QRIS (Indonesia) through the same Acme API.
Why collect via PayNow / RTP
Direct to Bank Settlement
No MDR, No FX Surprise
Zero Chargebacks
Consumer Adoption
Expand regionally when you’re ready
Ideal for E-commerce Merchants, Non-Profit and Educational Institutes
Depending on the type of merchant you are, PayNow / RTP delivers great benefits. For example, Professional & Service Businesses can collect high‑ticket invoices instantly without card limits.
Dynamic QR & Pay‑Link generation
Each PayNow/PayLah payment will have a specific transaction reference for easy recon.
Real-time reconcillation
Webhooks map each payment to invoices in your internal system or ERP.
Unified regional API & dashboard
One spec, one sandbox, four countries.
Enterprise-grade compliance
ISO 27001, SOC 2, MAS‑aligned processes.
No MDR
100% of every gift reaches your cause.
Built-in donor details
Sender name & NRIC/UEN captured for effortless KYC and automatic tax-deductible receipt issuance.
Campaign-ready QR Codes
Generate branded static or dynamic QR codes for events, newsletters or social media.
Audit-proof reconciliation
Donation metadata flows straight into your finance system and reporting tools.
Case Studies
ZALORA introduces new bank-based payment methods in Singapore with Acme's bank integration services
