Simple, predictable pricing. Priced for what you connect — not what you transact.
Acme is priced per bank, per country and per capability. No card MDR, no per-transaction cut, no surprise maintenance bills. You always know what a new bank or a new market will cost before you commit.
How pricing works
Per bank
Pay for each bank connection we build and run; add one when you need it, cost known up front.
Per country
Pricing reflects the markets you operate in (local rails and requirements differ).
Per capability
Pay for what you use: bank feeds & reconciliation, payouts, collections (eGIRO/PayNow/RTP), virtual accounts, FX.
Your bill scales with your footprint, not your volume.
What's included
We build it
Integration, testing, go-live.
We run it
Monitoring + uptime.
We maintain it
Bank format changes, upgrades, credential rotation, ISO 20022 / CBPR+ — at no extra cost.
Implementation advisory
Picking the right banks, accounts and VA setup.
What you won't pay
Who it's for
Whether you're connecting your first bank or your tenth across several markets, the model is the same — so the cost of expansion is predictable. Tell us your banks, markets and capabilities, and we'll map a quote on the call.
FAQ
Why don't you publish a price list?
Because your price depends on what you connect: which banks, in which countries, and which capabilities, such as bank feeds and reconciliation, payouts, collections, virtual accounts or FX. The model is the same for every client; only those inputs change. Tell us your banks, markets and capabilities, and we'll map a quote on a short call, so you know the cost before you commit.
Do you charge per transaction or take a percentage of what we process?
No. Acme doesn't charge card MDR or per-transaction fees. You're priced per bank, per country and per capability, so your bill scales with your footprint, not your volume. Sending more payments or collecting more through a connection you already have doesn't change what you pay Acme.
What does ongoing maintenance cost?
Nothing extra. Running and maintaining each connection is included: monitoring and uptime, bank format changes, upgrades, credential rotation and ISO 20022 / CBPR+ migrations. There's no charge when a bank changes its spec or migrates, and no separate maintenance line that grows over time.
What will it cost to add another bank or country later?
A known increment on the same model. Each new bank connection or market is priced the same way as your first, per bank, per country and per capability, and you'll know the cost before you commit. Whether you're connecting your first bank or your tenth across several markets, the cost of expansion is predictable.
Do you charge for holding our funds?
No, because Acme never holds funds. Payments and collections move directly between your bank account and your counterparty's bank; Acme is a non-regulated technology layer, not a bank, and only sends the instructions and returns the status. There's nothing for us to hold, so there are no custody or holding fees.
Is there a minimum commitment or a setup fee?
We'll give you a straight answer on the call, because it depends on the scope you need. Whatever the scope, the price covers building each connection (integration, testing and go-live), running and maintaining it, and implementation advice on picking the right banks, accounts and virtual-account setup. Tell us your banks, markets and capabilities, and we'll set out the full cost before you commit.